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Lombard Interest Free Finance


Why wait? Have your home project finished now with up to 36 months Interest Free* Finance.

Purchase what you want right now with flexible repayment plans that suit your budget and lifestyle. 

The Application Process

 * Apply online in minutes, in the comfort of your own home. You will be asked for your details and the usual questions about income and expenditure. To make the application as quick and easy as possible, please have the below details on hand:

  • One form of ID – passport, driver’s license or Medicare card

  • Contact details including mobile phone number and email address

  • Residential history – last 3 years

  • Employment history – last 3 years 

*  Lombard use a paperless finance system so when you’re approved you’ll receive notification by SMS

  1. The first SMS will contain important information about your Lombard account and have a 4 digit code to accept

  2. The second SMS will confirm the sale amount and have a 4 digit code to accept your purchase 

Visit Nova Air and Electrical or obtain a free on-site consultation to confirm your product choice.

* Have your home electrical or air conditioning installed and enjoy year-round comfort, with no money paid up front! 





Who is Lombard Finance?

Established in 2004, Lombard is part of the ASX listed FlexiGroup Limited Group. Lombard offers consumer finance options for household and lifestyle purchases through retail outlets and third party distribution channels (Lombard retailers).

Lombard gives you the freedom to purchase what you want right now, allowing you to budget for monthly repayments over the Interest Free Term.

What are the benefits of Lombard Finance?

  • You don’t need cash upfront.

  • Lombard 180 card gives you 6 months Interest Free on every card purchase of $250 or more and up to 55 days Interest Free on any purchase under $250.

  • You can use your Lombard card everywhere that Visa is accepted.

  • Through the network of Lombard retailers, you can access even more attractive Interest Free terms when you use your Lombard card.

Where can I use a Lombard card?

You can use your Lombard card anywhere Visa is accepted at tens of millions of locations worldwide - online and off. Plus, you can access the network of Lombard retailers for really great offers and even more generous Interest Free terms.

Who are Lombard retailers and where do I find them?

Lombard has a network of leading lifestyle Lombard retailers across Australia. Use our Store finder to find the Lombard retailers closest to you.

Terms and Conditions

 *Approved applicants only. Fees, terms and conditions apply including $99 Annual Fee.  Minimum finance amount $500. A minimum monthly repayment is required regardless of applicable Interest Free periods. Interest, currently 23.99% p.a. (variable), is payable on the balance outstanding after any Interest Free term. Credit provided by FlexiCards Australia Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415 (FlexiCards). Lombard® is a trademark of FlexiCards Australia Pty Ltd, a subsidiary of FlexiGroup Limited.